Petshealth Care Plan Pet Insurance Review
Petshealth has been around since 1997 and offers customizable pet insurance coverage for cats based on four increasing levels of protection. They also offer a ten percent savings if you purchase coverage for multiple pets. In this review, we’ll look at the different plans Petshealth Care Plan has to offer you and your cat and the coverage their policies provide.
Petshealth operates under its parent company The Hartville Group, Inc., one of the oldest and most established pet health insurers in the United States and a strategic partner of the ASPCA, a US-based animal welfare organization.
Manage your vet costs
Petshealth claims to help you manage the ever-increasing cost of going to the vet to protect your finances while focusing on your pet which, when you think about it, is the number one reason to buy pet insurance in the first place. They don’t really mention the costs involved, but in a customer testimonial they do state that their Petshealth plan is ‘Valuable’ which is very encouraging to others looking to buy.
The Petshealth website has a helpful online form to help you choose good pet insurance for your cat. It’s quite useful and well designed to make it easy to select a level of coverage at a cost you’re happy with. By comparing different plans and different coverages, you will eventually arrive at a quote that is a good fit for your needs. Hopefully, whatever type of plan you choose will be a good fit for any budget concerns.
Since every situation is different, it’s a good idea to spend time reading the fine print and learning about the different cat insurance plans to see exactly what you’re getting for your money.
Select a level of pet insurance coverage online
Choosing coverage for your cat is quite easy and you can start right from the home page. Just start by entering your cat’s name and clicking GO. You will then be presented with a three part form. The first part is for your contact information and your pet’s information, which includes your cat’s name, age, gender, and breed. The second part presents the four levels of coverage. This step takes some time to get familiar with.
Costs are reasonable and all four levels start at $11. at $85. per month. Each level up offers greater coverage plus increased maximum amounts on incidents and annual benefits.
A $100 annual deductible applies to all four plans, which seems strange to me. I figure if I’m paying a higher premium, my deductible would be lower. The four levels are well organized so that you can see the coverage of each level at a glance. Once you understand what each level has to offer, it’s simply a matter of clicking the SELECT button below the level you’d like.
The third part offers some options. You can review your costs, change the level of coverage you’ve selected, enroll in Petshealth, or save your quote and come back later. If you choose to enroll, there are a few other steps you will need to complete. They involve choosing a vet, adding your payment details and answering a simple question about where you heard about Petshealth.
After reading their terms and conditions and reviewing your insurance plan’s approval and waiting periods, you can submit your application as long as everything looks good to you. If you have any questions, it is best to postpone enrollment and call Petshealth to have your questions answered.
It all seems very organized and well explained, but there’s really no room to customize a policy to suit your needs. If you plan to buy from Petshealth, give them a call after you get your online quote and ask about special coverage options.
In conclusion
Petshealth makes it easy to select and purchase a plan through their website. Still, we recommend that you do your homework and have all your questions answered before you buy. Talking to real people instead of doing everything through your website will give you a better impression of your service.
A well-established company with a trusted partner, Petshealth seems like a good company to consider purchasing your pet insurance from. Their customer testimonials seem a bit skewed, so look online and see what others have to say. Take your time and make sure you get the plan you need for your cat and make sure all doubts, concerns and questions are well resolved before you buy.
